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Underpayment of Claims

Insurance Lawyers: Claims Underpayment

Policyholders purchase insurance so that it will be there when they need it. After a fire, an accident or a medical emergency, bills can add up quickly. The need for insurance benefits is urgent.

Knowing this, insurance companies frequently offer to pay the insured less than the policy stipulates. Policyholders are often not in a position to spend months negotiating with the insurance company over the amount of the insurance settlement. They often are forced to take the low-ball offer in order to meet their immediate financial needs.

Underpayment of claims can be a form of insurance bad faith. If your insurance company underpaid, or is threatening to underpay, your valid claims for benefits, contact the attorneys of Pillsbury & Levinson, LLP in San Francisco. We represent policyholders throughout California in insurance coverage disputes and insurance bad faith litigation.

We Thoroughly Review Your Insurance Dispute

We will review your policy and investigate to determine whether the offer your insurance company made was inadequate, whether it violated the policy's stated minimum, or relied on a deceptive claims handling or claims adjustment process.

Not all claims underpayment cases amount to insurance bad faith. In some instances, underpayment of insurance claims can be due to a simple error on the part of the insurance company. We help policyholders recover the full amount of the coverage due them in these breach of contact cases.

If the insurance company did not treat you honestly, fairly or in good faith, we will file an insurance bad faith lawsuit and, if appropriate, pursue punitive damages in addition to your out of pocket losses.

Our attorneys are dedicated to representing policyholders who have been victimized by their insurance companies. If your insurance company has made an inadequate offer or you believe you were underpaid for a covered event, please contact Pillsbury & Levinson, LLP today.

"They work unbelievably hard, and utilize their unmatched experience and creativity in making every effort to help us remedy the harm our health insurer has caused our family."

Mark and Kim Zembsch

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