To the San Bruno Fire Loss Victims

Losing your home and everything you own in a fire is obviously devastating. Dealing with the aftermath can be overwhelming. Pillsbury & Levinson LLP in San Francisco specializes in recovering fair settlements from insurance companies for fire losses. For over 20 years, our fire loss insurance claim attorneys have been assisting San Bruno and Bay Area insureds just like you. Your insurance policy is meant to protect you in times of crises and our success is based on obtaining coverage benefits for your loss. Our firm takes pride in only representing policyholders — individual homeowners and companies.

We helped hundreds of homeowners who suffered losses in the 1991 Oakland Hills fire to recover from their insurance companies. Many of those fire victims lost copies of their policies in the fire and were too traumatized to handle their insurance claim on their own. Even if you can’t find your insurance policy records, there are ways we can help track down the important information needed to submit a claim for fire and gas explosion losses. We did this for the Oakland fire victims and can help you too. How you present your homeowners insurance claim is critical and can be complicated. Let us help you figure out your coverage, submit your claim and avoid the common pitfalls that insurance companies won’t tell you about. Contact our San Francisco insurance law office.

FREQUENTLY ASKED QUESTIONS, we can help you answer.

• We can't find our policy, or it was lost in the fire. What can I do?
• We have a copy of our policy, but aren't sure what the limits are. How do we find out?
• We are worried that the insurance won't be enough to rebuild. What then?
• We need to find emergency shelter, and need meals and transportation. How are these covered, if at all?
• Are there any exclusions or conditions in the policy we need to be concerned about?
• My neighbor tells me we may have to upgrade our home when it is rebuilt (for example, to add sprinklers). If this is necessary, is this covered?
• Our home was entirely destroyed in the fire. How can we assure it will be rebuilt for the amount the insurance company wants to pay us?
• We lost a lot of our contents, or they were smoke damaged and unusable. Can we replace them? Will this be covered?
• Our cars were destroyed in the fire. How are these covered?
• Are there time limits in the policy we need to be concerned with?
• What if the insurance company doesn't promptly respond to our claim. Do we have any recourse?
• Can we have money advanced by the insurance company to pay for our immediate needs? What will they typically advance?
• When it comes time for rebuilding, who will help us? Do we have to rely entirely on the insurance company?
  
• The Recorder (October 11, 2010) Next Steps For Victims Of The San Bruno Fire (Phillip L. Pillsbury)

Call Pillsbury & Levinson at 415-433-8000 and ask for Joann Sabaca.