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Natural Disaster Claims

Insurance Lawyers: Natural Disaster Claims Denials

We buy insurance coverage so it will be there for us when disaster strikes. After a fire, flood, earthquake, landslide, windstorm or other natural disaster, property owners need prompt claims payments so they can repair or replace damaged property and begin to move on with their lives.

After any type of natural disaster, many policyholders will receive insurance claim denials instead of the help they need. Other claims will be delayed or underpaid.

If you are involved in an insurance coverage dispute involving a natural disaster, please contact an attorney at Pillsbury & Levinson, LLP in San Francisco for skilled legal assistance.

Getting Results for Policyholders

Our legal team will review your case and discuss how we can help. Our insurance attorneys have been standing up for the rights of insurance policyholders — and getting results — for more than 17 years. We will fight to see that you obtain the full amount of insurance benefits you are entitled to receive.

Few people in California carry earthquake coverage or flood insurance because of the high cost of these types of policies. Yet some property damage may be covered under your homeowners or commercial general liability insurance policies.

We will review your policy to determine whether you are insured for the replacement cost of the lost or damaged property. Then we will analyze whether your property was adequately insured. If not, why not? Did the insurance agent fail to write adequate coverage? If so, we can help.

Our attorneys will also analyze the cause of the natural disaster and the reason for the claim denial. If the water damage was caused by wind-blown water, not by a flood, for example, we will negotiate or litigate to see that your insurance company pays the claim.

For more information on how we can be of assistance, please contact our law firm today. To learn more about how to start putting your life together after a natural disaster, consult the United Policyholders Disaster Relief Handbook and Household Inventory Guide.

"They work unbelievably hard, and utilize their unmatched experience and creativity in making every effort to help us remedy the harm our health insurer has caused our family."

Mark and Kim Zembsch

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