Errors and Omissions Attorneys  

Legal and Professional Malpractice Lawyers

Commercial general liability (CGL) policies cover a wide range of business problems, but they do not cover professional malpractice.

• A lawyer misses a deadline
• A realtor forgets to include a vital piece of paperwork, causing a closing to be delayed
• An accountant makes a math error
• An architect's client says his job was not up to par

This kind of alleged professional malpractice is typically covered under an "errors and omissions policy" (E&O policy).

When a company applies for an E&O policy, the company representative is typically asked in the insurance application paperwork to state whether the company has any knowledge of "circumstances, acts, errors or omissions that could result in a professional liability claim." This question assumes that:

• The company representative has full knowledge of all activities within the business, and
• That it is possible to foresee when a given issue could result in a claim.

Unfortunately for many businesses, failing to foretell the future can result in denial of a professional malpractice claim and/or in rescission of your E&O policy. If an insurer denies your E & O claim without proper investigation or rescinds your policy without valid grounds, the insurer may be subject to a bad faith action.

The insurance bad faith attorneys at Pillsbury & Levinson, LLP, represent businesses that have experienced unfair claim denials and policy cancellation by bringing insurance bad faith claims. We represent a wide range of business professionals — lawyers accountants, architects, engineers, doctors, veterinarians, even cosmetologists — any licensed professional.

Legal Counsel and Trial Court Representation

Our firm provides both legal counsel and trial court representation in professional liability coverage matters. We will review your policy to determine if your claim has been denied because of an exclusion in the policy. If the insurer said you were out of policy, we will examine the facts to determine if that is true.

If your claim has been unfairly denied or your errors and omissions policy has been wrongly rescinded, we will represent you in court as you seek to have your policy reinstated and your E&O policy honored.

Our insurance trial attorneys represent policyholders with errors and omissions claims across the state of California. Contact our San Francisco law offices for legal advice, policy review, and trial court representation.